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Insurance Programs

General Information

Types of Health Insurance Go to Website
This site provides explanation of the basic types of health insurance for your understanding of costs to the patient and medical services are covered.

Consumer Guides for Getting and Keeping Health Insurance

New Jersey DHSS HMO Comparisons

NJ Family Care
Go to Website
Contact Phone Numbers: 1-800-701-0710 or 1-877-KIDS-NOW
TTY 1-800-701-0710

Description of Program: “NJ FamilyCare is a federal and state funded health insurance program created to help New Jersey's uninsured children and certain low-income parents and guardians to have affordable health coverage. It is not a welfare program. NJ FamilyCare is for families who do not have available or affordable employer insurance, and cannot afford to pay the high cost of private health insurance”

 


Related Links:

A study on the impact of NJ KidCare on Healthcare Services Utilization in Camden
Go to Website

Charity Care
Contact Phone Number: Contact your hospital Licensed Social Worker
Description of Program: “Charity care is the state-mandated and state-funded program that reimburses New Jersey hospitals for treating people without health insurance who have no other means of paying for healthcare and who meet eligibility requirements.”

Related Links:
Virtua Health - Charity Care
NJ Charity Care

Medicaid
Contact Phone Number: 1- 877-267-2323
TTY: 1- 866-226-1819
Description of Program: “Medicaid is a jointly-funded, Federal-State health insurance program for certain low-income and needy people. It covers approximately 36 million individuals including children, the aged, blind, and/or disabled, and people who are eligible to receive federally assisted income maintenance payments.”

Related Links:
New Jersey Medicaid
Centers for Medicaid and Medicare Services
Consumer Guides for Getting and Keeping Health Insurance: NJ Medicaid

Medicare
Contact Phone Number: 1- 877-267-2323
TTY: 1- 866-226-1819
Description of Program: “Medicare is a Health Insurance Program for people 65 years of age and older, some disabled people under 65 years of age, and people with End-Stage Renal Disease (permanent kidney failure treated with dialysis or a transplant).”

Related Links:
Official US Goverment Website
Centers for Medicaid and Medicare Services